We can arrange to switch your mortgage to any of the following lenders, with the legal costs being borne by the lender: - You can switch mortgages for a variety of reasons, including: - Pay a lower interest rate than your current lender is offering.  With the many new deals available in the market place today, check out what you could be paying. Refinance other short-term loans.  Release equity for home improvements, purchase of a second property etc.